Reaching Financial Inclusion: Necessary and Sufficient Conditions

Financial inclusion is a vital development policy concern; different combinations and conditions of access to (supply) use (demand) financial services may predict levels inclusion. With fuzzy set qualitative comparative analysis, conducted across 61 countries worldwide, the current research establishes that literacy human are high inclusion; supply-side drivers, such as bank concentration branches, represent substitutive for attaining separate analyses split sample, designating developed developing countries, authors also determine absence development, demand-side leads diminished both sets countries. In turn, this offers novel ideas achieving more efficient policies prompt